Jupiter Referral Code: Jupiter app is rapidly gaining popularity in India, thanks to its powerful features like UPI payments, expense tracking, and direct mutual fund investments, all in one place. Want to earn while using bank? Use the Jupiter referral code [XyLNbG] and get a ₹500 signup bonus instantly! Plus, refer your friends and earn ₹1000, which you can transfer directly to your bank account. In this article, I’ve shared everything you need to know about the Jupiter app. So, why wait? Install the Jupiter Banking App now and start exploring.
| Title | Description |
|---|---|
| Jupiter Referral Code | XyLNbG |
| SignUp Bonus | ₹500 |
| Refer and Earn | ₹1000 |
| Ratings | 4.5/5 |
| Category | Banking |
| Jupiter Install Link | Install from Google Play Store |
What is the Jupiter App?
Jupiter is a modern digital banking platform associated with Federal Bank. Jitendra Gupta founded Jupiter in 2019, and its head office is in Mumbai, Maharashtra. This app makes banking easy and smart for everyone.
The app has smart banking features. You can explore them by installing Jupiter. Also, you can send or receive payments easily without delay. The expense tracker is a great feature in the app you can manage everything in one place.
Along with this, it also provides some basic features like net banking, digital and physical debit and credit cards and much more. The banking industry in India has always been growing, but opening an account in every bank is not easy for everyone.
However, with the Jupiter UPI app, you can easily open a zero-balance account from home. In my opinion, Jupiter is the best banking app for students and corporates. Below, I provide some information on how to open a zero-balance bank account on Jupiter.
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Key Features of Jupiter
Opening a bank account offline in India is too much time-consuming process. but Jupiter makes it fast and hassle-free. Just Few Click and your account is ready for use. Here is Jupiter’s top key features list.
- Zero Balance Account: You can open a Jupiter Bank account without any advance deposit. Also, there is no need to do any offline paperwork to open an account.
- Get a Free Debit Card: You can use the online Jupiter debit card. Also, you can order a physical debit card for offline use.
- Account Upgrade Option: You can Upgrade Your account to use premium features of Jupiter.
- Jupiter Refer & Earn Program: You can earn free jewels by inviting you friends. these jewels are coverts into the cash, 5 jewels equals to ₹1.
- UPI & Debit Card Cashback: Save Money on Online Shopping by using jupiter cashback Offers.
- Instant Loan Facility: Get Upto 3 Lac+ Lone facility with flexible repayment options.
- Smart Expense Tracking: it’s a amazing feature of this app, you can track you monthly and annually expenses. by using this feature you can control your unnecessary expanses.
- 24×7 Support service: jupiter provides instant support, you can solve your query using live chat option.
How to Create an Account Using a Jupiter Referral Code?
Compared to other apps, creating and registering an account on Jupiter is quite easy. To open an account, you need your mobile number, email, PAN and Aadhaar Card. By following the steps given below, you can create a Jupiter account with minimal effort.
- First of all, you need to download the app from google playstore or app store.
- After installation, open the app and give some basic permissions.
- Now enter mobile number which is linked with your Aadhaar card.
- If using multiple sim cards, then choose Linked one.
- Now click on verify button, it will automatically verify by sending message else verify manually Using OTP.
- Check mark all term & condition and continue.
- Congratulations your account is Created successfully.
- Now It’s time to complete KYC.
Complete Jupiter Account KYC Using the Mobile App
Jupiter will not activate your account without KYC. Therefore, completing KYC is a must to use the account regularly. By following the steps given below, you can complete your KYC.
- After Verify Your Mobile Number, now fill your PAN numbers.
- In Next step it’s shows your Name, check if it’s you, proceed next.
- Now Enter your Aadhaar card Number and verify with OTP.
- After identity verification, it will open your camera automatically for face verification.
- Now Enter your basic info like Father & Mother’s Name, Email according to your PAN card.
- Enter Jupiter Referral Code XyLNbG.
- Jupiter have inbuilt 2 step verification method. so you need to setup you own PIN for Bank account. i suggest you to save that pin.
- Now you need to do your first transaction to get Free ₹500.
- After this step , you can use your bank account regularly for daily usage.
Also Read: Top 10 Digital Mobile Wallet Apps In India | Best UPI & Wallet
Open a Zero Balance Bank Account Using Jupiter
Opening a zero balance savings account in Jupiter is very easy. This feature is better than other banks because many people don’t want to make any advance payment while opening an account. They just need a regular Bank account to use and save money. Follow the steps below to open your Jupiter Zero Balance Savings Account. Don’t forget to use Jupiter referral code to get a ₹500 reward for free.
- I have mentioned the steps above on how to download Jupiter and signup. First, follow them to download the app, then complete the other steps.
- After that, you need to complete your KYC verification, and I have already mentioned all the steps above.
- By following these two steps, you can open a zero balance savings account on Jupiter for free.
- If you have correctly followed all the steps above, congratulations! Your savings account is now ready.
- If you want to upgrade or convert your savings account to a current account, you can take help from chat support.
Join the Jupiter Refer & Earn Program to Earn ₹1000
Jupiter Refer & Earn program lets you earn rewards by inviting your friends to join the platform. By sharing your referral code on social media, you can get free referrals. When your friend signs up and makes their first transaction, you both earn rewards. You can earn ₹1,000 by referring many friends, and your referred friend gets ₹500. There’s no limit on referrals. So download and use the Jupiter referral code to start earning by referring. To find your referral code, follow the steps below.
- After account creation, open the app and login by entering you pin.
- Now, click on the Rewards button in the top right corner.
- Also, You Can see your Lifetime Rewards History.
- Now Click on Earn Jewels button.
- Now you Can see your referral link show below.
- Copy that link and referral code and start sharing in your circle to earn Free ₹1k per refer.
Access Your Debit Card in the Jupiter Account
Jupiter gives users a free virtual debit card. You can access it in your account dashboard. Once you register and verify your account, you can find your debit card details in the Jupiter account. You can use it for online transactions, UPI payments, and bill payments. If you need a physical debit card, you can order it from the app by following some steps. Additionally, Jupiter provides advanced security features like card block/unblock and transaction limits. There are lots of features available inside the app. You can explore all them after installing Jupiter. To access your Jupiter Debit Card, follow the steps given below.
- Open jupiter app and login your account.
- Now click on the Debit card.
- By clicking on debit card you can check card details like card number, expire date and cvv.
- also you can copy your card details and save securely.
- There is lot’s of options available for your debit card inside the card setting.
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How to Order a Physical Jupiter Debit Card?
On Jupiter, you can order a physical debit card, which one issued by jupiter app. A physical card is Very useful for ATM withdrawals and offline payments. Follow the steps below to order your debit card online.
- Go to your account section.
- click on debit card.
- below check option like “Get Your Physical Card” click on it.
- After then pay ₹353 , and process next.
- Card will be delivered on your communication address within few days.
- After getting physical card, Generate a new pin for your card using jupiter app.
- Enjoy Online and Offline transaction and save upto ₹13,000 annually and get 1% cashback on every transection.
Connect Your Jupiter Bank Account with PhonePe.
In India, most people now prefer PhonePe over Paytm for UPI payments, but Jupiter offers multiple options. You can use your Jupiter Bank UPI in various payment apps like BHIM, PhonePe, and more. To add your Jupiter UPI ID to PhonePe, follow the simple steps below.
- Open you Phonepe mobile app.
- Now Click on the profile button on the left side.
- Find payment methods section and click on the Bank Accounts.
- By clicking you can see your all bank account list, now click on Add new Bank Account.
- Now search for Federal Bank by using search bar.
- After then click on the Bank Name, it will be find your federal bank account automatically by using your Linked mobile number.
- When your bank details appear on the screen, you need to confirm your account details.
- Now, you need to set your UPI PIN by entering your virtual or physical debit card details and verifying your mobile number.
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Why Should You Choose Jupiter?
Jupiter is an awesome and modern digital banking solution. They provide lots of advanced features in their mobile app. You can use Jupiter for smooth, seamless, and hassle-free online transactions. Jupiter stands out from other banks.
I’ve had problems with online payments at grocery stores before. I have been using this bank for the last three years, and every payment I have made has never failed or declined. Also, I never have to pay any extra charges or hidden fees to use online and offline.
You don’t need any paperwork or branch visits to open a Jupiter account. It also provides a virtual debit card, which you can order online and convert into a physical card. Jupiter allows you to upgrade your account to unlock premium features.
After Upgrade your account you are able to apply for jupiter credit card option. you can earn well with Jupiter’s Refer & Earn feature. I mentioned it in the steps above. Jupiter offers services like mobile recharge, bill payments, and insurance payments. This makes banking easier for everyone.
Also, you can track your weekly and monthly expenses. with this feature jupiter app helps you to control unnecessary spendings. this app have many more useful features, but covering them all in a single post is not possible. However, you can explore them yourself by installing the Jupiter app. Switch to Jupiter today for a smarter and more rewarding banking experience.
Interest Rates of Jupiter Federal Bank Account
Jupiter is working with Federal Bank to give you excellent interest rates on your savings accounts. This way, users can earn on their deposits. The interest rates vary based on the account type and balance. Jupiter gives you easy banking experience with zero balance. This helps users save money without any hassle. the credit interests on a consistent basis. This makes it a good choice for anyone who wants to manage their money. For the latest interest rate updates, check the Jupiter app or go to Federal Bank’s website. below i provide a list of current rate of interest.
Savings Account Interest Rates
| EOD Balance Slabs | Final Rate of Interest (%) |
|---|---|
| Less than ₹5 lakhs | 3.05% |
| ₹5 lakhs - Less than ₹50 lakhs | 3.10% |
| ₹50 lakhs - Less than ₹2 crores | 3.75% |
| ₹2 crores - Less than ₹5 crores | 4.00% |
| ₹5 crores - Less than ₹50 crores | 3.05% for balance up to ₹1L 5.50% for balance above ₹1L |
| ₹50 crores - Less than ₹175 crores | 3.05% for balance up to ₹1L 6.00% for balance above ₹1L |
| ₹175 crores - Less than ₹300 crores | 3.05% for balance up to ₹1L 5.85% for balance above ₹1L |
| More than ₹300 crores | 3.05% for balance up to ₹1L 5.70% for balance above ₹1L |
| Updated Reference List | More Details |
Digital Payments and Transactions Rates
| Transaction Type | Charges |
|---|---|
| Online Payments - NEFT/RTGS/UPI | No charges. Period. |
| Online Payments - IMPS | No charges for first 5 transactions |
| From 6th IMPS transaction in a month, | |
| ₹1 to ₹1000 | ₹2.50 per transaction |
| ₹1000 to ₹25,000 | ₹5 per transaction |
| ₹25,000 to ₹1 Lakh | ₹7 per transaction |
| ₹1 Lakh to ₹2 Lakhs | ₹15 per transaction |
| ₹2 Lakhs to ₹5 Lakhs | ₹15 per transaction |
Debit Card and ATM Charges Rates
| Charge Type | Charges |
|---|---|
| Physical Debit Card Issuance Fee | ₹299 + GST |
| Debit Card Replacement Fee | ₹299 + GST |
| Annual Debit Card Fee | ₹300 + GST (Free for the 1st year, applies from 2nd year) |
| Annual Fee Waiver | Spend ₹25,000 in 12 months OR have a PRO/Salary account for 6 months |
| Fee Applicability | Applies to both virtual & physical debit cards |
| Federal Bank ATM Transactions | No charges |
| Other Bank ATM Transactions | 3 free in metro cities, 5 in non-metro (10 for Salary accounts). After limit: ₹21 per withdrawal, ₹11 per non-financial transaction |
| International ATM Withdrawal | ₹200 + 3.5% Forex fee |
| Balance Check at International ATM | ₹25 per enquiry |
| Forex Fee on International Payments | 3.5% for Savings users. PRO & Salary accounts get free limit (₹25,000 for PRO, ₹1,00,000 for Salary), then 3.5% applies |
| Dynamic Currency Conversion (DCC) Fee | 1% if charged in INR (Applies from Oct 1, 2023) |
| Transaction Decline Fee (Insufficient Funds) | Free for first 2 declines/month. After that: ₹25 for domestic, ₹200 for international transactions |
| Transaction Decline Fee (Wrong CVV, Blocked Card, etc.) | Free for first 2 declines/month. After that: ₹25 for domestic, ₹200 for international transactions |
Note: Jupiter Minimum Balance Requirement – Maintain an average monthly balance of ₹5,000 to avoid charges of up to ₹200/month.
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Customer Support Contact Details of Jupiter
Jupiter offers 24/7 customer support. They help users with payments , and account issues. You can reach their support team within few minutes. You can use live chat in the help section in the app or send an email. To get help, open the Jupiter app, go to the Help Support section, and chat with their representatives. You can also email your query for more detailed help. Jupiter Provides a quick and efficient customer support for a smooth banking experience.
Contact Email: support@jupiter.money
Contact Number: +91 8655055086 (9 AM to 7 PM)
Live Chat Support: Open the app and click on the Help, and choose live chat.
Jupiter App Review – Conclusion
Jupiter is transforming digital banking in India. It provides a zero-balance account. You can make UPI payments. You can also enjoy Jupiter Referral Code XyLNbG Get ₹500 rewards, cashback deals and track expenses using smart strategies. Jupiter provides hassle-free banking, easy loans, and referral rewards. It ensures a secure and smooth experience. It’s very helpful app for students, professionals, and businesses. It has a smooth and user friendly mobile app. You get quick support and many financial features. If you want a modern banking solution with no hidden fees, Jupiter is the way to go.
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